Name and Contact Details of the Data Controller
Südhyp GmbH
Dachstraße 49
81243 Munich, Germany
Email: info@suedhyp.com
Central Phone Number: +49 89 2154 7442 0
Collection and Storage of Personal Data and the Type and Purpose of Its Use
a) When Visiting the Website
When you access our website, your browser automatically sends information to our website’s server. This information is temporarily stored in a log file. The following data is collected without your intervention and stored until it is automatically deleted:
•Name of the accessed file
•Date and time of access
•Amount of data transferred
•Notification of whether the access was successful
•Description of the type of browser used
•Operating system used
•The previously visited page
•Provider
•Your IP address
These data are processed for the following purposes:
•Ensuring a smooth connection to the website
•Ensuring convenient use of our website
•Evaluating system security and stability
•Other administrative purposes
The legal basis for data processing is Article 6 (1) (f) GDPR. Our legitimate interest arises from the purposes listed above. Under no circumstances do we use the collected data to draw conclusions about your identity.
Additionally, we use cookies, analytics, and marketing tools when you visit our website. More details can be found in Sections 4 – 6 of this Privacy Policy.
b) When Using Our Contact Form
If you have any questions, you can contact us via the contact form provided on our website. To process your request, we require:
•Your name
•A valid email address
•Your message
Additional details can be provided voluntarily.
Data processing for contact purposes is based on Article 6 (1) (b) GDPR. Personal data collected for the use of the contact form will be automatically deleted once your request has been processed, unless another legal basis (e.g., a specific contract) requires further processing.
c) When Subscribing to Our Newsletter
If you sign up for our newsletter by entering your email address, we will use your email address based on your consent (Article 6 (1) (a) GDPR) to send you regular updates about real estate offers and topics.
You can unsubscribe at any time via the link at the end of each newsletter or by sending an email to datenschutz@suedhyp.com.
d) When Using the Online Calculators on Our Website
If you use any of our online calculators and submit a request, the privacy policies of the respective service providers apply in addition to this policy. These providers include:
•abakus24 Service GmbH
•Deutscher Ring Bausparkasse AG
•EUROPACE Marktplatz
•SCHUFA Holding AG
•CRIF Bürgel GmbH
•Infoscore Consumer Data GmbH
•Creditreform
•Baufinanzierungspool24 GmbH
Calculators offered on our website include:
•Mortgage calculator
•Buy/rent calculator
•Nominal/Effective interest rate calculator
•Budget calculator
•Fixed-interest period calculator
•Early repayment penalty calculator
•Notary and land registry fee calculator
•Amortization calculator
•Full repayment calculator
Data Sharing
We do not transfer your personal data to third parties, except in the following cases:
• You have given explicit consent (Article 6 (1) (a) GDPR).
• The transfer is necessary for contract execution (Article 6 (1) (b) GDPR).
• A legal obligation requires the transfer (Article 6 (1) (c) GDPR).
•The transfer is necessary for our legitimate interests (Article 6 (1) (f) GDPR), and there is no reason to assume that you have an overriding interest in preventing the data transfer.
•We have concluded a data processing agreement with a third party under Article 28 GDPR.
Cookies
We use cookies on some areas of our website. These small text files help identify your computer as a technical entity and facilitate your use of our services, even for repeat visits.
You can adjust your browser settings to:
•Be informed about cookies
•Allow or block cookies
•Delete cookies
Disabling cookies may affect website functionality. Cookies cannot access private data on your computer or damage your system.
The use of cookies is based on Article 6 (1) (f) GDPR, as they improve the functionality of our website and serve our legitimate interests.
Use of Google Analytics
We use Google Analytics, a web analytics service provided by Google Inc., 1600 Amphitheatre Parkway, Mountain View, CA 94043, USA.
Google is certified under the Privacy Shield Agreement, ensuring compliance with European data protection laws. (More info: Privacy Shield)
Google Analytics uses cookies to analyze website usage. These data are typically transferred to a Google server in the USA and stored there. However, with IP anonymization enabled, Google shortens your IP address within the EU before transmission.
You can prevent data collection by:
1.Adjusting your browser settings to block cookies.
2.Installing a browser plugin (Download here).
3.Clicking on a provided opt-out link, which sets a cookie to prevent tracking on future visits.
For more details, see Google Analytics Terms.
Google Analytics is used based on Article 6 (1) (f) GDPR to analyze user behavior, which serves our legitimate business interests.
Data Retention Period
Personal data is deleted once it is no longer needed for the purpose it was collected.
Newsletter subscribers’ email addresses are stored only as long as the subscription remains active.
Your Rights as a Data Subject
Right to Access
You have the right to request confirmation of whether we process your personal data.
Right to Rectification, Erasure, or Restriction of Processing
You can request that we:
•Correct inaccurate personal data (Right to Rectification)
•Delete your personal data (Right to Erasure)
•Restrict processing under certain conditions (Right to Restriction of Processing)
Right to Data Portability
You have the right to receive your personal data in a structured, commonly used, and machine-readable format.
Right to Withdraw Consent
You can withdraw your consent at any time. The legality of prior processing remains unaffected.
Right to Object
If processing is based on Article 6 (1) (e) or (f) GDPR, you may object.
Right to Lodge a Complaint
If you believe that your personal data is being processed unlawfully, you have the right to file a complaint with a supervisory authority.
Obligation to Provide Data
You must provide the personal data necessary for a business relationship. Without this data, we may be unable to conclude or continue a contract with you.
Automated Decision-Making
We do not use fully automated decision-making under Article 22 GDPR. If we implement such processes, we will inform you accordingly.
Changes to This Privacy Policy
We reserve the right to update this policy if there are changes in legal requirements, our services, or data processing. Users are encouraged to review this policy regularly.